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Last Updated: December 2025 These Terms & Conditions (“Terms”) govern your access to and use of Versus (“Platform,” “we,” “us,” or “our”).

1. Acceptance of Terms

By accessing or using Versus, you agree to be bound by these Terms. If you do not agree, do not use the Platform.
We may update these Terms periodically. Continued use after changes constitutes acceptance of the new Terms.

2. Eligibility

To use Versus, you must:
  • Be at least 18 years old (or legal age in your jurisdiction)
  • Have legal capacity to enter into these Terms
  • Not be prohibited from using the Platform by applicable law
  • Not have been previously banned from the Platform

3. Account Registration

3.1 Account Creation

You must create an account to use most features. You agree to:
  • Provide accurate, current, and complete information
  • Maintain and update your information as needed
  • Keep your password confidential
  • Notify us immediately of unauthorized account use
  • Not create multiple accounts

3.2 Account Responsibility

You are responsible for all activity under your account, whether or not you authorized it.

4. Platform Use

4.1 Permitted Use

You may use Versus for:
  • Making predictions on available markets
  • Participating in challenges and leagues
  • Engaging with other users through provided features
  • Accessing educational and informational content

4.2 Prohibited Use

You may NOT:
  • Violate any applicable laws or regulations
  • Create multiple accounts or impersonate others
  • Manipulate markets, odds, or outcomes
  • Use bots or automated systems without authorization
  • Engage in collusion or coordinated manipulation
  • Harass, abuse, or harm other users
  • Attempt to gain unauthorized access to systems
  • Interfere with Platform operation
  • Circumvent any security or access controls

5. Prediction Markets

5.1 Market Participation

When you enter a prediction:
  • You commit the stated amount of tokens
  • Your payout is determined by your entry odds
  • Results are determined by market resolution
  • Decisions are final after the dispute window

5.2 Resolution

Markets are resolved based on:
  • Official sources designated for each market
  • Versus’s determination in disputed cases
  • Terms specified in market descriptions
Our resolution decisions are final and binding.

5.3 Cancellation

We may cancel or void markets due to:
  • Ambiguous resolution criteria
  • Unforeseen circumstances
  • Technical errors
  • Regulatory requirements
In case of cancellation, positions are returned to participants.

6. Tokens and Payments

6.1 Tokens

Tokens are the unit of value on Versus. Tokens:
  • Can be obtained through purchases, activities, or promotions
  • Have no cash value until withdrawn (where available)
  • May expire under certain conditions
  • Are not transferable between accounts

6.2 Purchases

All token purchases are:
  • Final and non-refundable
  • Subject to applicable taxes
  • Processed by third-party payment providers

6.3 Withdrawals

Token withdrawals (where available):
  • Require identity verification
  • Are subject to processing times
  • May incur fees
  • Must comply with applicable laws

7. Intellectual Property

7.1 Our Property

Versus and its content are owned by us and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without permission.

7.2 User Content

You retain ownership of content you create but grant us a license to use, display, and distribute your content in connection with the Platform.

8. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information.

9. Disclaimers

9.1 No Guarantee

THE PLATFORM IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. We do not guarantee:
  • Continuous, uninterrupted access
  • Error-free operation
  • Accuracy of information
  • Any particular outcome or return

9.2 Assumption of Risk

You acknowledge that prediction markets involve risk and you may lose some or all of your tokens. See our Risk Disclosure.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:
  • We are not liable for indirect, incidental, or consequential damages
  • Our total liability is limited to the amount you paid us in the past 12 months
  • We are not responsible for third-party actions or content

11. Indemnification

You agree to indemnify and hold harmless Versus, its affiliates, and employees from claims arising from:
  • Your use of the Platform
  • Your violation of these Terms
  • Your violation of others’ rights

12. Termination

12.1 By You

You may close your account at any time through Settings or by contacting support.

12.2 By Us

We may suspend or terminate your account for:
  • Violation of these Terms
  • Suspected fraud or manipulation
  • Legal or regulatory requirements
  • Extended inactivity
  • Any reason with notice

12.3 Effect

Upon termination:
  • Your access is revoked
  • Open positions may be closed
  • Remaining tokens handled per our policies
  • Some Terms survive termination

13. Dispute Resolution

13.1 Informal Resolution

Before formal proceedings, contact us to attempt resolution.

13.2 Arbitration

Disputes will be resolved through binding arbitration, not courts, except for small claims.

13.3 Class Action Waiver

You waive the right to participate in class actions against us.

14. General Provisions

14.1 Governing Law

These Terms are governed by the laws of Delaware, USA.

14.2 Entire Agreement

These Terms constitute the entire agreement regarding the Platform.

14.3 Severability

If any provision is unenforceable, other provisions remain in effect.

14.4 No Waiver

Our failure to enforce any right doesn’t waive that right.

15. Contact

Questions about these Terms? Email: legal@versusmarkets.io Address: Versus, Inc., [Address]